iCreditSearch.com Credit Card Search

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iCreditSearch.com Credit Card Search Application Information

Credit cards are one of the most common methods used to borrow money. People enjoy the flexibility and freedom that credit cards provide. For many individuals finding the right credit card can be a real challenge. iCreditSearch.com was developed to assist people find the cards that fit their credit profile with a simple, fast and easy online search.

We provide real-time unbiased information to help the consumer make informed decisions about their credit. This means that by filling out our credit profile, you can find out which banks will approve you BEFORE applying! Your no obligation preliminary iCreditSearch results will be available within minutes of submitting your application.

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Our Guarantee!
If you are denied credit from ANY of the sources as outlined in the detailed search results, 100% of your iCreditSearch fee will be promptly refunded*. After you submit your credit profile, you will be e-mailed the preliminary results of your credit search. You may then decide whether to purchase the detailed results which will include the name of the bank, contact method, and type of credit.

About iCreditSearch.com

The Company iCreditSearch is a web-based resource for credit card offers. We provide real-time unbiased information to help the consumer make informed decisions about their credit. This means that by filling out our credit profile, you can find out which banks will approve you BEFORE applying!

History Started in 1998, iCreditSearch.com, a division of iBusinesses.com, has evolved from the nation's first online instant credit card search into iCreditSearch.com, the premier web-based credit database resource. Combining our programming and financial expertise, we maintain a computerized database of the underwriting requirements of high risk credit card issuers throughout the U.S.

Advantage When you use our service, you will receive instant preliminary iCreditSearch results with the following information:

The number of credit card issuers you qualify with.
The type of credit cards available.
Credit limit range offered.
Your no obligation preliminary iCreditSearch results will be available within minutes of submitting your application.

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Frequently Asked Questions.

What is a Credit Search?

By filling out the iCreditSearch.com application profile, you can find out which creditors banks will approve you for credit before you actually apply to them. Your no-obligation preliminary iCreditSearch.com results will be available to you within minutes of submitting your profile. iCreditSearch.com is ideal for individuals with no established credit or less than perfect credit.

iCreditSearch.com conducts its search by utilizing its own sophisticated database of lending institutions throughout the U.S. iCreditSearch.com does not check your credit profile, and does not add a single inquiry to your credit file. The bank(s) you choose to apply with will themselves check your credit profile, make the credit decisions and issue the credit cards. It is essential that you complete the iCreditSearch.com profile accurately and honestly to assure valid results and to maintain the iCreditSearch.com money-back guarantee.

What are my free preliminary search results?

When you submit the iCreditSearch.com application profile, you will be instantly emailed preliminary iCreditSearch.com results, with such information as:

· The number of credit card issuers you qualify with
· The type of credit cards available (i.e. secured, unsecured, stored value, or merchant cards)
· Credit limit range offered

Your preliminary results are supplied free of charge and with no obligation to purchase additional information. After reviewing your customized preliminary results, you then can decide whether to purchase the detailed iCreditSearch.com results.

What are my detailed final results?

If you like the number and type of credit card matches on your preliminary search results, you may then decide whether to purchase the detailed final results. These results will include the names of the banks or institutions and their contact or application information.
Final results are available instantly online if paying by credit card, bank card or check-by-phone debit. Please note that personal check-by-phone payments take approximately eight (8) business days to process, and your final search results will be emailed to you once your payment clears.

By using iCreditSearch, am I applying for a credit card?

No, iCreditSearch.com is not a credit card issuer and is not affiliated with the lending institutions within its database. iCreditSearch.com simply matches your profile with credit card sources based on the information you provide on your iCreditSearch.com application profile. All credit decisions are made by the bank(s) or companies you apply with and they issue the credit cards themselves.

What does iCreditSearch guarantee?

If you purchase your final iCreditSearch.com results within fifteen (15) days of completing the profile application and then apply to your choice(s) of company(s)/lender(s) within fifteen (15) days of receiving the final results and are turned down by any of the lending institutions matched for you, your iCreditSearch.com fee will be promptly refunded. iCreditSearch.com requires that you provide a copy of the denial letter from the bank(s) that denied credit stating the specific reasons for denial of credit. (Please refer to our Terms and Conditions section for full money-back guarantee information and the proper procedure to request a refund of the iCreditSearch.com fee.)

What if my results show a card that I already have?

If you already have a credit card, it is possible that one of the matches may be for the card you already have. Please carefully review the preliminary search results for this information before you apply with the bank(s) or lending institution(s). (Refunds are issued only for denial of credit, so the fact that you already have the same matched card would not be an eligible basis for iCreditSearch.com refund consideration.)

What if I apply for a credit card that I have already applied to?

Occasionally, a credit card company will not accept another application for credit because you, or a member of your household, have previously applied for a credit card issued by their bank, or because they have previously issued you or a member of your household a credit card. (Refusal by a credit card company to accept another application or issue another credit card is not eligible basis for iCreditSearch.com refund consideration.)

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